@import url('https://fonts.googleapis.com/css2?family=Poppins:wght@400;500;600;700;800&display=swap');
:root{
  --ink:#101b2d; --navy:#14233d; --blue:#2164b8; --cyan:#28a9c7;
  --gold:#d8a83d; --cream:#f7f4ec; --mist:#eef4f8; --white:#fff;
  --muted:#617083; --line:#dce4eb; --shadow:0 18px 55px rgba(20,35,61,.10);
  --radius:22px; --max:1180px;
}
*{box-sizing:border-box} html{scroll-behavior:smooth}
body{margin:0;font-family:Poppins,system-ui,sans-serif;color:var(--ink);background:#fff;line-height:1.75}
a{color:inherit;text-decoration:none}.skip-link{position:absolute;left:-9999px;top:12px;background:var(--gold);color:var(--ink);padding:10px 16px;border-radius:8px;z-index:9999}
.skip-link:focus{left:12px}
.container{width:min(calc(100% - 40px),var(--max));margin:auto}
.topbar{background:var(--navy);color:#dfe9f4;font-size:.82rem;padding:7px 0}
.topbar .container{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}
header{position:sticky;top:0;z-index:1000;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:22px}
.brand{display:flex;align-items:center;gap:12px;font-weight:800;letter-spacing:-.04em;font-size:1.25rem}
.brand-mark{width:42px;height:42px;border-radius:13px;background:linear-gradient(135deg,var(--navy),var(--blue));display:grid;place-items:center;color:white;font-weight:800;box-shadow:0 8px 22px rgba(33,100,184,.25)}
.navlinks{display:flex;gap:5px;align-items:center;flex-wrap:wrap;justify-content:flex-end}
.navlinks a{padding:10px 11px;border-radius:10px;font-size:.84rem;font-weight:600;color:#314158}
.navlinks a:hover,.navlinks a.active{background:var(--mist);color:var(--blue)}
.menu{display:none;background:none;border:0;font-size:1.5rem}
.hero{position:relative;overflow:hidden;background:linear-gradient(135deg,#0f1d34 0%,#193b68 62%,#2164b8 100%);color:#fff;padding:92px 0 88px}
.hero:before,.hero:after{content:"";position:absolute;border:1px solid rgba(255,255,255,.12);border-radius:50%;width:420px;height:420px;right:-130px;top:-150px}
.hero:after{width:280px;height:280px;right:160px;top:150px;border-color:rgba(216,168,61,.25)}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:60px;align-items:center;position:relative;z-index:1}
.eyebrow{display:inline-flex;align-items:center;gap:9px;color:#ffe8a9;font-size:.78rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase}
.eyebrow:before{content:"";width:28px;height:2px;background:var(--gold)}
h1,h2,h3{line-height:1.2;letter-spacing:-.035em;margin:0 0 18px}
h1{font-size:clamp(2.4rem,5vw,4.4rem)} h2{font-size:clamp(1.8rem,3.2vw,2.65rem)} h3{font-size:1.22rem}
.hero p{font-size:1.08rem;color:#e8f0f8;max-width:700px}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;border-radius:12px;padding:13px 18px;font-weight:700;border:1px solid transparent}
.btn-primary{background:var(--gold);color:#152238}.btn-outline{border-color:rgba(255,255,255,.35);color:#fff}.btn-dark{background:var(--navy);color:#fff}.btn-light{background:#fff;color:var(--navy)}
.hero-panel{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);padding:26px;border-radius:24px;box-shadow:var(--shadow)}
.hero-panel strong{display:block;font-size:1.55rem}.hero-panel p{font-size:.92rem;margin:7px 0 0}
.stat-row{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:18px}
.stat{padding:16px;background:rgba(255,255,255,.07);border-radius:15px}.stat b{display:block;font-size:1.25rem}.stat span{font-size:.72rem;color:#dbe8f3}
.section{padding:88px 0}.section.alt{background:var(--cream)}.section.mist{background:var(--mist)}
.section-head{max-width:760px;margin-bottom:38px}.section-head p{color:var(--muted);font-size:1rem}
.grid{display:grid;gap:20px}.grid-2{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:0 8px 28px rgba(20,35,61,.05);height:100%}
.card:hover{transform:translateY(-3px);box-shadow:var(--shadow);transition:.2s}
.icon{width:46px;height:46px;border-radius:14px;background:var(--mist);color:var(--blue);display:grid;place-items:center;font-weight:800;margin-bottom:18px}
.card p{color:var(--muted);font-size:.92rem}
.kicker{font-size:.75rem;color:var(--blue);font-weight:800;text-transform:uppercase;letter-spacing:.1em}
.split{display:grid;grid-template-columns:.85fr 1.15fr;gap:55px;align-items:start}
.list{padding:0;margin:18px 0 0;list-style:none}.list li{position:relative;padding:9px 0 9px 27px}.list li:before{content:"✓";position:absolute;left:0;top:9px;color:var(--blue);font-weight:800}
.process{display:grid;grid-template-columns:repeat(6,1fr);gap:10px}.step{padding:18px;background:#fff;border:1px solid var(--line);border-radius:16px}.step b{display:block;color:var(--blue);font-size:.78rem;margin-bottom:8px}
.callout{background:linear-gradient(135deg,var(--navy),#204e86);color:#fff;border-radius:28px;padding:42px;position:relative;overflow:hidden}.callout p{color:#dce7f1}.callout:after{content:"";position:absolute;width:250px;height:250px;border:1px solid rgba(255,255,255,.12);border-radius:50%;right:-80px;top:-90px}
.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:18px;background:#fff}.table{width:100%;border-collapse:collapse;min-width:650px}.table th,.table td{padding:16px;border-bottom:1px solid var(--line);text-align:left}.table th{background:var(--navy);color:#fff}.table tr:last-child td{border-bottom:0}
.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;margin:10px 0;padding:0 18px}.faq summary{cursor:pointer;font-weight:700;padding:18px}.faq details p{padding:0 18px 18px;color:var(--muted)}
.breadcrumb{background:var(--mist);padding:15px 0;font-size:.82rem;color:var(--muted)}
footer{background:#0d1728;color:#dbe5ef;padding:58px 0 25px}.footer-grid{display:grid;grid-template-columns:1.3fr .8fr .8fr;gap:40px}.footer-title{color:#fff;font-weight:800;margin-bottom:14px}.footer-links{display:grid;gap:7px;font-size:.88rem}.footer-links a:hover{color:#fff}.copyright{border-top:1px solid rgba(255,255,255,.1);margin-top:40px;padding-top:20px;font-size:.76rem;color:#94a5b7}
.form{display:grid;gap:14px}.form input,.form textarea{width:100%;border:1px solid var(--line);border-radius:12px;padding:14px 15px;font:inherit}.form textarea{min-height:140px;resize:vertical}
.badge{display:inline-block;padding:7px 10px;border-radius:999px;background:#e9f4f7;color:#1d7891;font-size:.72rem;font-weight:800}
@media(max-width:980px){.hero-grid,.split{grid-template-columns:1fr}.grid-4{grid-template-columns:repeat(2,1fr)}.process{grid-template-columns:repeat(3,1fr)}.navlinks{display:none}.menu{display:block}.nav.open .navlinks{display:grid;position:absolute;left:20px;right:20px;top:75px;background:#fff;padding:12px;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow)}}
@media(max-width:650px){.container{width:min(calc(100% - 28px),var(--max))}.topbar .container{display:block}.hero{padding:68px 0}.section{padding:62px 0}.grid-2,.grid-3,.grid-4,.process{grid-template-columns:1fr}.card{padding:21px}.hero-panel{margin-top:10px}.stat-row{grid-template-columns:1fr 1fr 1fr}.stat{padding:12px 8px}.stat b{font-size:1rem}.stat span{font-size:.63rem}.footer-grid{grid-template-columns:1fr}}

/* Visual block diagrams */
.diagram{background:#fff;border:1px solid var(--line);border-radius:24px;padding:26px;box-shadow:0 10px 35px rgba(20,35,61,.06);margin-top:30px}
.diagram-title{font-size:1rem;font-weight:800;color:var(--navy);margin-bottom:18px}
.diagram-flow{display:flex;align-items:stretch;gap:10px;overflow:auto;padding-bottom:4px}
.diagram-node{min-width:150px;padding:18px 15px;border-radius:16px;background:var(--mist);border:1px solid #d8e6ef;text-align:center}
.diagram-node b{display:block;color:var(--blue);font-size:.86rem;margin-bottom:6px}
.diagram-node span{font-size:.76rem;color:var(--muted)}
.diagram-arrow{display:grid;place-items:center;color:var(--gold);font-size:1.35rem;font-weight:800;min-width:25px}
.diagram-stack{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.diagram-stack .diagram-node{min-width:0}
.diagram-center{display:grid;grid-template-columns:1fr auto 1fr;gap:18px;align-items:center}
.diagram-center .core{padding:24px;border-radius:50%;background:var(--navy);color:#fff;text-align:center;min-width:150px;aspect-ratio:1;display:grid;place-items:center;font-weight:800;box-shadow:0 15px 35px rgba(20,35,61,.18)}
.diagram-list{display:grid;gap:10px}
.diagram-list .diagram-node{text-align:left}
.diagram-caption{font-size:.78rem;color:var(--muted);margin-top:14px}
@media(max-width:700px){
 .diagram-stack{grid-template-columns:1fr}
 .diagram-center{grid-template-columns:1fr}
 .diagram-center .core{margin:auto}
 .diagram-flow{flex-direction:column}
 .diagram-arrow{transform:rotate(90deg);min-height:20px}
}